[GH-ISSUE #763] create my cv #627

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opened 2026-10-26 21:24:10 +00:00 by bsakaguchi · 3 comments
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Originally created by @midmhamid-hub on GitHub (Nov 7, 2025).
Original GitHub issue: https://github.com/deepseek-ai/DeepSeek-R1/issues/763

MOHAMED ADEL ISMAIL
EXECUTIVE CREDIT & RISK LEADER
Corporate Lending | Portfolio Governance | NPL & Recovery

Cairo, Egypt | Mobile: 010 0668 8297 | Email: mohamed.adelsakr87@gmail.com

EXECUTIVE PROFILE

Senior credit and risk executive with over 15 years of end-to-end credit lifecycle management, from complex deal structuring in corporate & syndicated lending to strategic NPL workout and recovery.

Proven leader in credit committee governance, portfolio risk management, and strengthening institutional credit policy. Deep expertise in IFRS 9 implementation, Basel III, ICAAP stress testing, and capital impact assessment.

Track record of balancing portfolio growth with robust risk controls, enhancing recovery operations, and providing board-level risk oversight.

Core Strengths:
Credit Approval & Deal Structuring • Leasing Asset Evaluation • NPL & Workout Strategy • Collateral Enforcement • Restructuring & Settlements • Portfolio Monitoring & Early Warning • IFRS 9 (PD/LGD/EAD) • Basel III & ICAAP • Credit Policy & Risk Appetite • Independent Credit Review • Covenant Design • Executive Reporting & Leadership

LEADERSHIP EXPERIENCE

Head of NPL & Recovery | MIDBANK | Sep 2023 – Present

Designed and built the bank's NPL workout framework, improving recovery efficiency and asset protection.

Led board-level policy enhancements covering classification, restructuring, collateral valuation, and provisioning governance.

Structured and executed recovery playbooks, balancing amicable settlement, litigation, and collateral enforcement exit strategies.

Delivered executive MIS dashboards for roll rates, legal pipelines, and expected recovery waterfalls, enabling informed capital and provisioning decisions.

Result: Achieved recoveries equivalent to ~14% of NPL outstanding within four months, while reducing workout cycle time and improving early warning coordination.

Head of Large Corporate & Syndication Credit Risk | MIDBANK | Apr 2022 – Aug 2023

Directed underwriting governance and challenged credit proposals, pricing adequacy, collateral structure, and covenant & security packages for large corporate and syndicated exposures.

Oversaw IFRS 9 ECL, CRWA, capital impact reporting, and board-level risk commentary.

Guided the credit risk workstream for the Temenos T24 transformation, defining data, FRM/TFO, and workflow controls.

Led enhancements to sector exposure analysis, concentration monitoring, and portfolio reporting frameworks.

Integrated ESG & environmental risk considerations into sector assessments and risk appetite settings.

Outcome: Improved credit decisioning quality and strengthened monitoring discipline at senior management and committee levels.

Corporate & SME Credit Risk Management | MIDBANK | Jun 2010 – Mar 2022

Advanced through roles from Analyst to Deputy Manager.

Analyzed financial statements, sector dynamics, business risk, leverage capacity, cash flow stability, and collateral adequacy.

Developed and calibrated risk rating systems and portfolio monitoring methodologies.

Co-led IFRS 9 model implementation and ICAAP stress testing exercises.

Issued independent credit opinions to senior committees.

Credit Administration (Follow-Up & Monitoring) | MIDBANK | Mar 2009 – Jun 2010

Managed delinquency follow-up, exception reporting, covenant checks, and collateral enforcement workflows.

COMMITTEES & WORKING GROUPS

Senior Credit Committee • SME Committee • Core Banking Transformation (T24) Team • Sustainable Finance Committee • IFRS Committee • Impairment Committee • Basel Committee.

EDUCATION

Postgraduate Diploma in Investment, Securities & Institutional Finance – Cairo University (2021)
B.A. Commerce – Sadat Academy for Management Sciences (2008)

CERTIFICATIONS

AAMBFS: Certified Risk Manager (2021) | Diploma in Risk Management & Basel (2020)
EBI Programs: IFRS 9 • ICAAP • Corporate Credit Rating • AML/CFT • Business Continuity • ALM • Crisis Management
AmCham Leadership Development | MIDBANK Academy Governance, Legal, and Credit Programs

TECHNICAL & LANGUAGE SKILLS

Technical: Temenos T24 (FRM/TFO) • Credit Risk Analytics • Digital Transformation Fundamentals
Languages: Arabic (Native) • English (Very Good) • French (Basic)

Originally created by @midmhamid-hub on GitHub (Nov 7, 2025). Original GitHub issue: https://github.com/deepseek-ai/DeepSeek-R1/issues/763 MOHAMED ADEL ISMAIL EXECUTIVE CREDIT & RISK LEADER Corporate Lending | Portfolio Governance | NPL & Recovery Cairo, Egypt | Mobile: 010 0668 8297 | Email: mohamed.adelsakr87@gmail.com EXECUTIVE PROFILE Senior credit and risk executive with over 15 years of end-to-end credit lifecycle management, from complex deal structuring in corporate & syndicated lending to strategic NPL workout and recovery. Proven leader in credit committee governance, portfolio risk management, and strengthening institutional credit policy. Deep expertise in IFRS 9 implementation, Basel III, ICAAP stress testing, and capital impact assessment. Track record of balancing portfolio growth with robust risk controls, enhancing recovery operations, and providing board-level risk oversight. Core Strengths: Credit Approval & Deal Structuring • Leasing Asset Evaluation • NPL & Workout Strategy • Collateral Enforcement • Restructuring & Settlements • Portfolio Monitoring & Early Warning • IFRS 9 (PD/LGD/EAD) • Basel III & ICAAP • Credit Policy & Risk Appetite • Independent Credit Review • Covenant Design • Executive Reporting & Leadership LEADERSHIP EXPERIENCE Head of NPL & Recovery | MIDBANK | Sep 2023 – Present Designed and built the bank's NPL workout framework, improving recovery efficiency and asset protection. Led board-level policy enhancements covering classification, restructuring, collateral valuation, and provisioning governance. Structured and executed recovery playbooks, balancing amicable settlement, litigation, and collateral enforcement exit strategies. Delivered executive MIS dashboards for roll rates, legal pipelines, and expected recovery waterfalls, enabling informed capital and provisioning decisions. Result: Achieved recoveries equivalent to ~14% of NPL outstanding within four months, while reducing workout cycle time and improving early warning coordination. Head of Large Corporate & Syndication Credit Risk | MIDBANK | Apr 2022 – Aug 2023 Directed underwriting governance and challenged credit proposals, pricing adequacy, collateral structure, and covenant & security packages for large corporate and syndicated exposures. Oversaw IFRS 9 ECL, CRWA, capital impact reporting, and board-level risk commentary. Guided the credit risk workstream for the Temenos T24 transformation, defining data, FRM/TFO, and workflow controls. Led enhancements to sector exposure analysis, concentration monitoring, and portfolio reporting frameworks. Integrated ESG & environmental risk considerations into sector assessments and risk appetite settings. Outcome: Improved credit decisioning quality and strengthened monitoring discipline at senior management and committee levels. Corporate & SME Credit Risk Management | MIDBANK | Jun 2010 – Mar 2022 Advanced through roles from Analyst to Deputy Manager. Analyzed financial statements, sector dynamics, business risk, leverage capacity, cash flow stability, and collateral adequacy. Developed and calibrated risk rating systems and portfolio monitoring methodologies. Co-led IFRS 9 model implementation and ICAAP stress testing exercises. Issued independent credit opinions to senior committees. Credit Administration (Follow-Up & Monitoring) | MIDBANK | Mar 2009 – Jun 2010 Managed delinquency follow-up, exception reporting, covenant checks, and collateral enforcement workflows. COMMITTEES & WORKING GROUPS Senior Credit Committee • SME Committee • Core Banking Transformation (T24) Team • Sustainable Finance Committee • IFRS Committee • Impairment Committee • Basel Committee. EDUCATION Postgraduate Diploma in Investment, Securities & Institutional Finance – Cairo University (2021) B.A. Commerce – Sadat Academy for Management Sciences (2008) CERTIFICATIONS AAMBFS: Certified Risk Manager (2021) | Diploma in Risk Management & Basel (2020) EBI Programs: IFRS 9 • ICAAP • Corporate Credit Rating • AML/CFT • Business Continuity • ALM • Crisis Management AmCham Leadership Development | MIDBANK Academy Governance, Legal, and Credit Programs TECHNICAL & LANGUAGE SKILLS Technical: Temenos T24 (FRM/TFO) • Credit Risk Analytics • Digital Transformation Fundamentals Languages: Arabic (Native) • English (Very Good) • French (Basic)
bsakaguchi 2026-10-26 21:24:10 +00:00
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@midmhamid-hub commented on GitHub (Nov 7, 2025):

re-write it

<!-- gh-comment-id:3504773350 --> @midmhamid-hub commented on GitHub (Nov 7, 2025): re-write it
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@github-actions[bot] commented on GitHub (Dec 8, 2025):

This issue has been automatically marked as stale because it has not had recent activity. It will be closed if no further activity occurs. If you believe this issue is still relevant, please leave a comment to keep it open. Thank you for your contributions!

<!-- gh-comment-id:3623877196 --> @github-actions[bot] commented on GitHub (Dec 8, 2025): This issue has been automatically marked as stale because it has not had recent activity. It will be closed if no further activity occurs. If you believe this issue is still relevant, please leave a comment to keep it open. Thank you for your contributions!
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@github-actions[bot] commented on GitHub (Dec 22, 2025):

false

<!-- gh-comment-id:3679769766 --> @github-actions[bot] commented on GitHub (Dec 22, 2025): false
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deepseek-ai/DeepSeek-R1#627
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